Fractional CFO & Controller Services
Corporate-grade finance, sized for your business.
I bring the financial discipline of large, complex companies — clean books, a reliable close, and clear numbers leadership can act on — to businesses that have outgrown their bookkeeping.
When owners call me
The numbers stopped keeping up with the business.
Growth exposes the limits of part-time bookkeeping. The signs are usually the same — and they rarely fix themselves.
Books you can't trust — and can't get on time
Transactions land in the wrong place and categories drift, so every report needs a caveat. And last month's numbers show up weeks late — too slow to act on, and never quite final.
No one above the bookkeeper
You have someone recording transactions, but no one owning accuracy, structure, or what the numbers actually mean.
Flying without instruments
Big decisions get made on instinct because the numbers can't tell you what you'd actually be able to afford.
No view of what's ahead
There's no budget to measure against and no forecast to see what's coming — so you're always reacting to last month instead of planning for the next one.
What I do
Three levels of financial support, one engagement.
Most owners aren't sure whether they need clean books, sharper planning, or a strategic partner. I diagnose that first, then deliver the right level — layered over the providers you already use.
Get the books right and keep them right.
The rigor underneath good decisions: accurate categorization, a close you can rely on, and oversight of the people doing the day-to-day work.
- Fix categorization and clean up the general ledger
- Establish a dependable monthly close
- Oversee bookkeeping and transactional providers
- Build reporting that's accurate by default
See where the numbers are headed.
Budgeting and forecasting that turn historical results into a forward view — so you can plan cash, test decisions, and spot variances before they become problems.
- Annual budgets and rolling forecasts
- Cash-flow planning and scenario modeling
- Budget-to-actual variance analysis
- KPIs and dashboards that track what matters
Turn clean numbers into direction.
Strategic financial leadership: the board-ready reporting, financing relationships, and forward planning that guide where the business goes next.
- Reporting for owners, boards, and lenders
- Banking and financing relationships
- Strategic and long-range planning
- Positioning the business for growth or a future transaction
How it works
Understand. Diagnose. Stabilize. Build forward.
I sit above your existing providers as an oversight layer — not a replacement for the work that's already getting done well. Every engagement starts the same way, then bends to what your business actually needs.
Understand
Your business, your goals, how finance runs today, and what's on the horizon. We get clear on where you're trying to go before touching anything.
Diagnose
A focused review of your books, close process, and reporting to see what's working, what isn't, and where the real gaps are.
Stabilize
Correct what's broken and put reliable basics in place: accurate records, a close you can count on, and reporting you can trust without a second look.
Build forward
With the foundation solid, add the forward-looking layer — budgets, forecasts, and the analysis that turns numbers into decisions you can act on.
Steward
An ongoing rhythm of close, report, and advise — keeping the numbers reliable and the picture current as the business grows.
Background
Built in the big leagues. Applied at your scale.
More than 13 years across public accounting, global manufacturing, and aviation — including senior finance leadership through acquisitions, audits, and turnarounds.
I'm Victor Manzano, founder of Manzano Fractional Finance. My career started in audit at a global public accounting firm and grew through senior finance roles at PE-backed and privately held, founder-run businesses spanning electronics component manufacturing, architectural lighting, and aviation services.
Along the way I've led finance and accounting functions through both buy- and sell-side M&A transactions, strengthened banking relationships and access to capital, improved bank compliance reporting, and rebuilt close processes and finance teams from the ground up.
Now I bring that same discipline to owners who need it part-time — pairing the structure of a controller with the perspective of a CFO.
Questions, answered
The things owners usually ask first.
A quick primer on how I work — and how a fractional CFO fits alongside what you already have in place.
How is a fractional CFO different from the bookkeeper and accountant I already have?
A bookkeeper records what already happened, and a tax accountant files your returns — both essential, but neither one is responsible for whether the numbers are right or what they mean for the business. I work as the layer above them: owning accuracy and a reliable monthly close, then turning those numbers into forecasts and decisions. In most engagements your existing bookkeeper and tax firm stay exactly where they are — I give them direction and oversight rather than replacing them.
What does a typical engagement look like?
Every engagement starts with the same short diagnostic, then bends to what your business actually needs — anywhere from cleaning up the books and standing up a dependable close to ongoing, CFO-level planning. Some businesses need an intensive first stretch to get the foundation right; others want a steady monthly rhythm for the long run. The level of support scales up or down as things change, so you're always getting what the moment calls for.
Do you work remotely, or only with businesses in the Miami area?
Both. I'm based in Greater Miami and glad to meet local owners in person, but the work itself — books, close, reporting, and planning — is done remotely in the accounting system you already use. That means I can support businesses anywhere in the U.S. without disrupting how your team works day to day.
Which industries do you work with?
My background runs deep in manufacturing, aviation, and services, and across PE-backed and founder-run companies — but the fundamentals of a clean close, reliable reporting, and forward planning apply in almost any industry. What matters more than your sector is your stage: businesses that have outgrown basic bookkeeping and need real financial leadership. If we're not a fit, I'll tell you early.
How quickly can you start, and what does onboarding look like?
We begin with an intro call, followed by a focused review of your books, close process, and reporting. From there I stabilize what needs fixing and establish the monthly rhythm — usually within the first few weeks, depending on the state of the books. You'll have a clear picture of what I found and what happens next before any ongoing work begins.
Get started
Let's find out what your numbers need.
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Prefer email? info@manzanofinance.com